Let’s talk about money- After all, it’s the reason why you’re even doing business in the first place. Although it’s undoubtedly the most critical component of e-commerce, the concept of digital payments is often misunderstood.
For starters, we all know that money somehow finds its way out of a customer’s card to end up in the corresponding seller’s bank account. But, as it turns out, that’s pretty much all that most people in the e-commerce space understand about online transactions so far.
By Jonathan Reich
A merchant services agreement is a business-to-business contract that doesn’t have the same consumer protections as your personal credit card or cell phone plan. Both ...
By Nate Drake
Not everyone who needs a new cellphone has a flawless credit record, but it sometimes feels like you need to have one if you want ...
By Jonathan Reich
Xero is good at capturing a bill; it’s the payment itself that tends to fall out of the system. You code the bill, route it ...
By Amanda Devos
If you’ve been using Gravity Payments for a while but are looking to switch to a different processor, you’re not alone. While it works for ...
By Amanda Devos
Cash flow is a constant worry at small businesses. Even if you’re maintaining a cash buffer and smartly using credit for purchases, there’s only so ...
By Jonathan Reich
Few scenarios are more agonizing for a business owner than logging into a dashboard to discover that tens of thousands of dollars in hard-earned revenue ...
By Jonathan Reich
In my years as a CPA, I’ve seen firsthand that B2B payments are a completely different beast than B2C. You’re typically dealing with five-figure invoices, ...
By Jonathan Reich
For merchants, predictable cash flow is the absolute lifeblood of sustainable growth. Whether you’re stocking inventory for the upcoming holiday rush, managing a growing payroll, ...
By Amanda Devos
In August 2024, Google Ads made a drastic policy change: certain high-growth accounts were suddenly no longer permitted to pay with a credit card. Unfortunately, ...
By Amanda Devos
The U.S. Bank—owned Elavon is one of the largest and most established payment processors out there. With over 30 years in the industry and more ...
By Amanda Devos
Stax is a leading payment processor that’s unique from many others in that it uses subscription-based pricing. You pay a fixed monthly fee each month ...
By Jonathan Reich
One of the most significant advantages of building your e-commerce store on WooCommerce rather than Shopify is the absolute freedom you have over your payment ...
By Jonathan Reich
As a startup, the payment processor you choose on day one is rarely the financial engine that will carry you to an exit. What works ...
By Amanda Devos
Braintree has earned its place as a strong payment processor that supports a wide range of payment methods, has a powerful and developer-friendly API, and ...
By Jonathan Reich
Payment processing for digital products can get messy faster than you might think. A shoe store can prove delivery with just a tracking number, whereas ...
By Jonathan Reich
Most merchants don’t really think about their chargeback ratio until someone else brings it up, and unfortunately, that someone else is usually the payment processor. ...
