Incfile vs Swyft Filings [Mar 2020]: Which is Better to Form an LLC?

By David Borgogni | Legal

Incfile vs Swyft Filings

Last Updated on

We are going to be looking at Incfile vs Swyft Filings to see which of these LLC service providers are better, and to help you decide which one would be the best option for your business. 

If you’re ready to form an LLC (LLC formation), but not feeling confident enough to do it all on your own, a company formation service provider is a great option for you. They can handle everything for you, taking away the stress and leaving you free to focus on the parts of your business you love. 

There are many benefits to forming a Limited Liability Company over other business types, including: 

  • Tax Advantages 
  • Flexibility with Ownership
  • Flexible Profit Distribution Options 
  • Limited Personal Liability for Owners and Managers 
  • Flexibility with Management 
  • Privacy Protection for Owners 
  • Less Paperwork than a C-Corp or S-Corp 

So for these reasons an LLC is a great option for many small business and medium-sized businesses. In this comparison review we are going to be looking at exactly what services Incfile and Swyft Filings offer to small businesses, as well as their pros and cons, customer service and reviews, and of course, the pricing, so that you can decide which one is right for you. 

Let’s take a look. 

Main Differences Between Incfile vs Swyft Filings 

The main differences between Incfile vs Swyft FIlings are: 

  • Incfile includes the first year or Registered Agent Service for free with all business formation packages, whereas Swyft Filings does not include this service within its packages, so it needs to be purchased as an extra
  • Incfile renews at $119/year after the first year of free Registered Agent service, whereas Swyft Filings’ Registered Agent service costs $149/year from the start
  • Incfile offers a starting $0 (plus state fees), whereas Swyft Filings’ Basic package starts at $49 (plus State fees)

Incfile vs Swyft Filings: Incfile Review 2020 

Incfile is an online company that helps entrepreneurs start their new businesses quickly and easily. They handle all of the paperwork and filing of documents with the state, allowing business owners more time to focus on other areas of their business. 

Incfile was founded in 2004, and since then they have helped over 250,000 entrepreneurs form their businesses.

With a reputation for excellent customer service, and providing good value for money, they were awarded the prestigious Entrepreneur 360 award which lists Entrepreneur magazines 360 most entrepreneurial companies in America.  

The Main Services Offered by Incfile 

  • Verification of company name 
  • Preparation and filing of articles (whether traditional corporation or for LLC formation)
  • Next Business Day processing
  • First-year of Registered Agent service FREE  
  • Lifetime company filing date alerts (LLC filing, S-Corp, C-Corp)
  • Online order status tracking 
  • Free business tax consultation 
  • Lifetime customer support
  • Online dashboard with access to all of your business documents 

Incfile’s main service is company formation, and the online order process makes the whole process quick and painless. You can choose from four different business entity types, depending on your needs, including: 

  • LLC formation
  • Corporation formation
  • S-Corporation formation
  • Non-Profit 

How Incfile Works 

Once you have decided to go ahead and form your LLC, you need to select the state you want to register your business in. This is usually the state you live in and operate your business in. Each state has its own filing fees, so remember to take this into account for your costs. 

Incfile offers three different business formation packages, so you need to select the one which would be best for your business needs. Next, you will receive an online form to fill in with all of the details of your business. The form is easy to understand, and after this has been filled in, Incfile will take care of everything else for you. 

Once you have completed the payment for your order, Incfile will check your chosen business name against the database to make sure that it’s available. If it is available, Incfile will draft the required documents and put together the paperwork for filing, and then send them to the state.

After the articles have been filed with the state, your business is now official (congratulations!) and the State will send your incorporation documents back to Incfile, who will upload them online for you to access whenever you need to. 

What other legal services does Incfile offer? 

As well as business and LLC formation services, Incfile also offers a range of other services to help you keep your business running smoothly, including: 

  • Annual reporting 
  • Foreign qualification
  • EIN/Tax ID number 
  • Certificate of good standing 
  • Change of registered agent 
  • Trademark name search 
  • DBA/Fictitious business name
  • Registered agent 
  • Amendment/ Name change 
  • Dissolution 
  • Corporate/LLC Kit 
  • Business licence research
  • File Business Taxes 
  • File S Corp Tax Election 

Together these services will help you to run your business smoothly, with as little stress as possible. There is no obligation to purchase these services once you have formed your LLC, however, they are very good value, and for the amount of time and stress they will save you, we think they are worth the expense. 

One of the most popular services is the Registered Agent service. It is a legal requirement in the US for all businesses to have a registered agent, and although you can serve as your own registered agent, this service is very affordable, so as we said before, it’s definitely something worth paying for.

The registered agent service will provide you with an address that is used for legal and Tax correspondence for your business, so there is no need to give out your personal details when doing business.  

Having a separate address for your business protects your personal privacy, and ensures that no important documents go undelivered, as there will always be someone available during business hours to accept your mail. This is a great option for anyone who travels a lot or works in different locations frequently, as it means you can instantly access any mail or documents you have received from your online dashboard. 

One of the first things you will want to do when you have started your business is open a business bank account. To do this you will need an Employer Identification Number (EIN) which will work as a social security number for your business, and allow you to hire and pay employees. This number is assigned to your business by the IRS, and Incfile can handle the application for you.  

Incfile can also help with any changes you may need to make to your company, such as changing the name or dissolving the company, so that you can be sure everything is done correctly and quickly by experts. 

Incfile Customer Service and Customer Reviews 

Customer support is available by phone from Monday – Friday from 9 am – 6 pm CST. If you need support outside of these hours you can submit a support request online and someone will get back to you as soon as possible. There is also a help centre on their website where you can ask questions,  view frequently asked questions and find solutions to common problems. 

Incfile are rated A+ with the Better Business Bureau (BBB) and have an impressive 4.5 stars out of 5 for their reviews on BBB too.  They also received 4.8 out of 5 on Shopper Approved out of 12,158 ratings, which again is very impressive! 

The Benefits of using Incfile 

  • Incfile offer lifetime support to all its customers, so if you have any problems you can contact the support team who will resolve your problem as quickly as possible.
  • Incfile has an A+ rating with BBB and has excellent customer reviews with an average of over 4.6 out of 5 stars on BBB. They are also rated 4.8 out of 5 stars on Shopper Approved.
  • Incfile provides you with a Registered Agent free of charge for the first year.
  • You will automatically receive lifetime company alerts so you will never miss a filing deadline.
  • You can access all of your business documents securely online.
  • Incfile provides a very affordable service.
  • They have a great reputation, with over 250,000 businesses formed since they were founded in 2004. 

The Downsides to using Incfile 

There aren’t really any downsides to using Incfile. The only thing we could say is that occasionally customer support response times can be slower than usual, depending on customer demand. 

Incfile Pricing 

Incfile has three packages available. I have selected the state of New York for this price check, but bear in mind that if you register in a different state, your state fees will be slightly different. 

The three packages available are Silver, Gold, and Platinum. The Silver package is the most basic option, and there are no fees to pay for this package apart from the state fees, so this is the perfect option for anyone starting a business on a shoestring budget. The Gold and Platinum packages include extras that you will find useful when running a business, such as an operating agreement, EIN, and more. 

The Silver package includes: 

  • Preparation and filing the articles of your organization 
  • Unlimited name availability searches
  • FREE Registered Agent services for one year 
  • Setup of a business banking account with Bank of America ($450 value) 
  • Statement and resignation of the organizer 
  • Unlimited phone and email support 
  • Online order status tracking
  • Business tax consultation 
  • Next business day processing 
  • Lifetime company alerts via email and SMS 
  • Online access to Incorporation Documents 
  • Electronic mail delivery 

Next up is the Gold package, which includes everything from the Silver Package, as well as: 

  • Employer Identification Number/ Tax ID 
  • Preparation and filing of IRS form 2553
  • Operating Agreement 
  • Corporation Bylaws 
  • Corporation Organizational Meeting Minutes 
  • Banking resolution 
  • Gold Business formation kit
  • Express shipping for mail delivery 

And last but not least, is the Platinum Package. This package includes everything from the Silver and Gold Packages, as well as:  

  • Business contract templates
  • The free domain name and email services 
  • Platinum business formation kit 
  • Expedited state filing time 

If you would like to find out more about Incfile, you can visit their website here. 

Incfile vs Swyft Filings: Swyft Filings Review 2020 

Swyft Filings is an online business formation service that specializes in helping small and medium-sized businesses become incorporated at an affordable price, as well as offering a number of other ongoing services to help small businesses run smoothly. 

The company is owned by an experienced lawyer whose mission is to make it easier for entrepreneurs to launch their businesses without having to pay overpriced legal fees. They are able to offer their services as such an affordable price by automating parts of the filing service alongside working with experienced staff to ensure that everything runs as quickly and efficiently as possible. 

The Main Services Offered By Swyft Filings 

Swyft Filings’ main service is company formation. The packages offered include: 

  • Verifying Company Name Availability 
  • Preparation of Documents for Incorporation 
  • Document Filing with Secretary of State 
  • Online Access to all of your LLC Documents
  • Certificate of Incorporation 
  • Lifetime Customer Support 
  • Delivery of Documents 

How Swyft Filings Works 

It’s easy to form your new business with Swyft filings.

Once you have decided which state you want to register your business in there’s just a couple of steps to go through before your business is up and running. 

Once you have selected the company formation package that suits you best, there is a form for you to fill in with the details of your business. This shouldn’t take longer than 10 minutes, and it’s all done and submitted online. 

After Swyft filings have received your details, they will begin to prepare your documents, and when they are ready they will be sent off to be filed with the State. Once everything has been approved you will receive your LLC package in the mail and your business will be official. 

What other services does Swyft Filings offer? 

As well as offering company formation services, Swyft Filings offers a range of other ongoing business services that will help your new business to run smoothly, and ensure you never miss any deadlines. 

Swyft Filings’ additional services include: 

  • Digital Corporate Kits 
  • Business Licenses and Research 
  • Seller’s Permit (Sales Tax ID) 
  • Registered Agents Service 
  • LLC Operating Agreement
  • Corporate Bylaws and Resolutions 
  • Minutes Manager 
  • Annual Report 
  • Initial Report 
  • EIN/Federal Tax ID
  • Amendments & Name Changes 
  • Conversion 
  • Foreign Qualification 
  • Change of Registered Agent 
  • Withdrawal
  • 501(c)(3) Application 
  • Apostille 
  • Dissolution (Closing a Business) 

Swyft Filings’ Registered Agent service is available in all 50 states, and it is very easy to set up and use. This service has many benefits, including providing a dedicated address for your business, so that you don’t need to use your personal address for business purposes. 

The Registered Agent will accept all incoming mail and legal documents on behalf of your business, and upload them to a secure online dashboard which you can access at any time, ensuring your documents are always safe and can never be lost or destroyed.

Using a Registered Agent also has the added benefit of protecting your personal privacy should your business ever get sued, and save you from receiving any embarrassing legal documents in front of friends or family. 

Swyft Filings can help you to apply for licences and permits for your business if they are required in your state. They will do all the research to find out exactly which permits and licences your business will need so that you can be sure you’re not missing anything you need.

Additionally, Swyft Filings can help you obtain an EIN/Federal Tax ID for your business so that you can set up a business bank account, collect revenue, and hire and pay employees. 

When you form an LLC, one of the most important things you should do is create an operating agreement. Swyft filings can help draft your operating agreement for a one-off fee of $35.

They will send you a questionnaire to fill out with some important information on how you want your business to run, and once they have this information they will put the document together for you using their attorney-prepared template.

Once the document is ready it will be uploaded to your online account for you and your business partners to view at any time. 

Swyft Filings Customer Service and Customer Reviews 

If you need to get in touch with the customer services team at Swyft Filings, you can contact them by phone during their business hours, 9 am – 6 pm CST from Monday to Friday. You can also contact them by email or by sending a message through their website. 

It’s clear from their reviews that customers are very happy with the service provided by Swyft Filings. They have received a rating of 4.5 stars out of 5 on Shopper Approved, out of a massive 26,016 reviews. 

They also measure up pretty well with Trustpilot reviews, with an overall rating of ‘Excellent’, and 4.5 stars out of 5 from over 1,642 reviews, so it’s clear to see that they are doing something right. 

The Benefits of Using Swyft Filings Incorporation Service

  • Swyft Filings offer a very quick service at an affordable price. They can get you up and running in a matter of hours
  • They send out automatic reminders for all of your deadlines so you will never receive any penalties for late filing, and your business will always remain in good standing.
  • Swyft Filings can provide a registered agent service at an affordable price.
  • They offer a very good price compared to most of their competitors.
  • They offer good customer support overall with a majority of excellent customer reviews on popular review websites. You can easily contact them by phone, email, or live chat.
  • They offer a 100% money-back guarantee if you are not satisfied with the service. 

The Downsides to Using Swyft Filings 

None of the business formation packages includes Registered agent services, so you would need to add this on separately. 

Swyft Filings Pricing 

Swyft Filings has three different business formation packages available: Basic, Standard, and Premium Plan. 

All packages include lifetime customer support, real-time online order status tracking, a dedicated online account where you can view all of your documents, free shipping on all orders, and a 100% money-back guarantee if you are not happy with the service. 

The Basic package costs just $49 (plus State fees) and includes the above, as well as: verification of company name, preparation of articles, free statement of the organizer, and document filing with the Secretary of state.  

Next up is the Standard package, which starts at $149 (plus state fees). This package includes everything from the Basic package, as well as a Custom LLC operating agreement, obtain Federal Tax ID (EIN), custom banking resolution, and custom organizational minutes. 

Finally, there is the Premium package, which starts at $299 (plus State fees) and includes everything from the Basic and Standard Packages, as well as electronic delivery of state documents, customized digital corporate kit, free business website and web hosting, and FedEx shipping with tracking. 

If you would like to use Swyft Filings or find out more about what they have to offer, you can visit their website here. 

Incfile vs Swyft Filings Frequently Asked Questions:

Does Swyft Filings ship to PO Box addresses?

Swyft Filings offers a mail and shipping delivery to PO Box Addresses.

Can a non-US citizen form an American Company?

As a non-citizen, you can still for a company with just a few limitations. To learn more about this, just contact Swyft Filings at 877-777-0450  or email them to find more help and start the process.

How do I contact IncFile?

To contact Incfile, the best way to do it is by phone. You can contact them at 844-830-8267 or at 855-829-9090 between Monday and Friday, from 9am and 5pm CST.

Incfile vs Swyft Filings: Which one is the better service? 

Incfile vs Swyft Filings, two of the best LLC formation companies around, so it’s tricky to choose between the two. They both provide a fast service, and they both have excellent customer reviews online (far exceeding many of their competitors). 

So who is the winner out of these two? 

It’s Incfile!

Bottom Line: Although these are both excellent companies, and either would be a great choice for starting your business Incfile simply offers better value for money.

Incfile offers the first year of Registered Agent service for free with all its business formation packages and renews at just $119/year, which is cheaper than Swyft Filings who charge $149/year for the same service.

Incfiles Silver package starts at just $0 plus State fees, compared to Swyft Filings’ Basic package which costs $49 plus state fees, so it’s just a better offer for almost exactly the same service. 

If you’re still not ready to make a decision, you might find our article on The Best Registered Agent Service useful. We also reviewed Incfile vs Northwest Registered agent side by side, if you want to look at other similar options. 

Additional Options:

About the Author

David Borgogni is a professional digital marketer who specializes in SEO. He’s the founder of First Click Content, a digital marketing agency that focuses on content development driven by organic search data analysis. He’s also a passionate content strategist and writer in the entrepreneurial sectors for new business.